Services

Working with each AZ resident to help them find the right Medicare plan that fits their personal needs.
We will answer any questions you may have, and help you fully understand the plan of your choosing.

What is Medicare
Medicare is a federally administered health insurance program providing health coverage to nearly 55 million Americas above the age of 65 and other individuals who are eligible to certain illnesses or disabilities. ​

Who is eligible for Medicare
U.S. citizens and legal residents
Legal residents must live in the U.S. for at least 5 years in a row, including the 5 years just before applying for Medicare
You must also meet one of these following requirements:
Age 65 or older
Younger than 65 with a qualifying disability
Any age with a diagnosis of end-stage renal disease or ALS

Medicare Coverage Choices

Step 1: Enroll in Original Medicare

Step 2: Additional Coverage

 

Original Medicare
​Which includes hospital stays (Part A) and doctor visits (Part B)
Original Medicare pays for 80% of all services related to Parts A & B  after the A & B deductibles are met.
You are responsible for the remaining 20%
​

Click here to ask questions

Medicare Part C:
​Medicare Advantage

Medicare Part C or Medicare Advantage. Medicare Advantage plans combine Part A and Part B benefits into one plan. Most include prescription drug coverage Part D and offer additional benefits (vision, dental, hearing etc) as well, often with no monthly premium. Medicare Advantage plans are offered by private insurance companies approved by Medicare. Coverage and costs beyond the standards set by Medicare may vary from plan to plan.

D-SNP
Dual Special Needs Plans

Are designed for people with specific health care needs, including nursing home residents, those with chronic conditions and people who are eligible for both Medicare and Medicaid.
May provide care managers or nurse practitioners to help members get the care they need.
​Usually have plan-specific eligibility requirements.
In Arizona if you are on AHCCCS or ALTCS and you are eligible for Medicare you would be able to qualify for one of these plans. 
For More Info: CLICK HERE

​Medicare Supplements

Medicare supplement insurance, or Medigap, is private insurance that helps pay for some of the out‑of‑pocket costs not paid by Original Medicare (Part A and Part B). Supplement plans are medically underwritten, based on age and health to determine eligibility and monthly premiums. There are ten plans standardized by the federal government. Each is labeled with a letter. All plans with the same letter offer the same benefits. Massachusetts, Minnesota and Wisconsin have different plans.

Medicare Part D: Prescription Drug Coverage

You can get prescription drug coverage as a standalone Part D plan or with a Medicare Advantage plan that includes prescription drug coverage.
There is a penalty for not signing up for Part D when it is first available to you.

Pre-Paid Funeral Arrangements